A wire is a type of electronic money transfer directly between accounts, bypassing the Automated Clearing House, without many of the safeguards associated with an ACH transfer. Whereas ACH transfers are free, there is a fee associated with a wire transfer. Fees are set out in the Fee Schedule listed in our Legal Documents at novo.co/legal. Novo supports incoming and outgoing domestic wire transfers, and you can use our integration with Wise to send international wires.