Same-day availability: Cash withdrawals, POS transactions, some Express delivery ACH transactions, and domestic wires.
Availability in 2-3 business days: Standard ACH transfers that are sent through the Novo app to an external account will take up to 2-3 business days to be completed.
Availability in 1-4 business days: Mobile check deposits made through the Novo app will be placed on a standard 1-4 business day hold and will become available after the hold period is completed. Standard ACH transfers coming into the account will typically become available after 1-4 business days. Incoming international wire transfers coming into the account should be available in 1-2 business days.