Mobile check deposits are placed on a standard 1-4 business day hold.
If a check is deposited before 3 pm EST, it will be processed into the account by 8:30 pm EST and will start the 1-4 business day hold the next day. If a mobile deposit is made after 3 pm EST, it will not appear in the account until the next day, and then the holding period starts the following business day.
The holding period will begin the business day after a check is processed into an account. Mobile deposits made on Friday after 3 pm EST will post to the account on Monday evening by 8:30 pm EST, and will begin the hold process the next business day.
Large checks can be placed on hold between 7-10 business days. If any hold is placed for a week or longer, you will be notified of this hold and will receive a Notice of Delayed Availablity.