If a check is deposited before 3 pm EST, it will process into the account by 8:30 pm EST and will start the 1-4 business day hold the next day. If a mobile deposit is made after 3 pm EST, it will not appear in the account until the next day after 8:30 pm EST. The holding period will begin the business day after a check is posted to an account. Mobile deposits made on Friday after 3 pm EST will post to the account on Monday evening after 8:30 pm EST, and will begin the hold process the next business day.
Large checks or checks mailed in for deposit can be placed on hold between 7-10 business days. If any hold is placed for a week or longer, you will be notified of this hold and will receive a Notice of Delayed Availablity.