If you have fewer than 20 active Reserves you can create a new Reserve at any time. To create a new Reserve using the Novo app, follow these steps:
- After logging in go to the Novo app
- Select 'More'
- Select 'Reserves'
- Select 'Add Reserves'
From there you can name your Reserve and select a specific amount or a percentage of incoming funds that you would like to allocate to that Reserve.